Property Casualty Insurance Expert

I provide insurance consulting and expert testimony concerning property casualty matters, including insurance company issues, insurance agency issues, claims handling, bad faith and good faith claims procedures, workers' compensation, and insurance principles and practices.

Property and casualty insurance matters can involve complex questions about claims handling, insurance company operations, agency responsibilities, policy provisions, and accepted industry practices. Addressing these questions often requires practical knowledge of how insurance companies, agencies, and claims operations function.

I am Paul F Amoruso, CPCU, an insurance expert with more than 55 years of insurance industry experience. My background includes serving as a Senior Vice President of Claims and Operations, along with experience as a licensed insurance agent and former public adjuster.

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55+

Years of insurance industry experience

40+

Expert trial testimonies given

20+

States with testimony experience

Decades of Property Casualty Insurance Experience

My career has allowed me to examine insurance matters from several perspectives. In addition to senior leadership responsibilities in claims and operations, I have been licensed as an insurance agent in Massachusetts, Connecticut, New Jersey, Florida, and Minnesota and have experience as a former public adjuster.

This background provides a practical understanding of insurance company operations, claims procedures, agency responsibilities, and the considerations that can arise throughout the property casualty insurance process.

My role is to apply that experience to the specific insurance questions presented and explain relevant industry practices clearly and objectively.

About Paul F Amoruso

Insurance Consulting and Areas of Expertise

My insurance consultancy focuses on property and casualty insurance issues, operations, procedures, and practices. Areas within my experience include:

Insurance Company and Claims Handling Issues

I provide insight into claims handling procedures, insurance company operations, and questions concerning accepted claims practices. This may include evaluating how a claim was investigated, managed, evaluated, or resolved from an insurance industry perspective.

Insurance Agent and Agency Issues

Insurance matters can involve questions about an agent or agency's role, responsibilities, communications, requested coverage, and procedures. I help clarify these issues within the context of property casualty insurance practices.

Bad Faith Insurance Consulting

Bad faith matters require careful consideration of the circumstances surrounding a claim. As a bad faith insurance consultant, I can evaluate practices that may be consistent with acceptable claims handling as well as practices that may raise potential bad faith questions.

A disputed, delayed, denied, or underpaid claim does not by itself establish bad faith. My focus is on examining the insurance practices and procedures relevant to the matter rather than making assumptions based on the outcome of a claim.

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Expert Trial Testimony for Insurance Matters

I provide opinions and expert trial testimony concerning insurance matters in State and Federal court. My areas of expertise may include claims handling, insurance agency issues, bad faith, workers' compensation, insurance principles and practices, and related property casualty matters.

I have testified more than 40 times across more than 20 states and have provided expertise in matters involving both plaintiff and defense attorneys. My experience also includes preparing reports for matters in federal court.

Expert testimony often requires translating technical insurance concepts for people who may not have an insurance background. I focus on explaining the relevant procedures, principles, and industry practices accurately and in understandable terms.

40+

Expert trial testimonies

20+

States with testimony experience

Experience With Complex Property Claims

My background includes involvement with major hurricane-related insurance matters, including consulting on issues associated with Hurricanes Katrina and Sandy. These matters have involved questions such as wind versus flood damage, requested or needed coverage, agency responsibilities, and insurance company procedures.

Complex property losses can involve multiple coverage and claims considerations. My role is to examine the insurance questions involved and provide an informed industry perspective based on the available information.

Frequently Asked Questions

What does a property casualty insurance expert do?

A property casualty insurance expert provides specialized knowledge concerning claims procedures, insurance company and agency practices, policy questions, and other technical insurance matters.

What does a bad faith insurance consultant evaluate?

A bad faith insurance consultant evaluates claims handling and insurer practices in relation to accepted insurance principles and procedures. This can include identifying practices that appear acceptable as well as those that may raise potential bad faith concerns.

Do you provide expert trial testimony?

Yes. I provide expert testimony on insurance matters in State and Federal court when the questions involved fall within my areas of expertise.

Do you work with both plaintiff and defense attorneys?

Yes. My expertise may be relevant to matters involving either plaintiff or defense attorneys. My focus remains on the insurance questions and industry practices involved.

Contact Paul F Amoruso for More Information

Every insurance matter is different. I provide an informed perspective based on relevant industry practices and professional experience.

(508) 644-1074

pamor1046@comcast.net